10 Amazing Money Saving Tips

1. Save more than you spend, make a budget, then track it
2. Invest the money you save for long term growth and don`t use it
3. Establish an emergency fund that’s liquid so you don’t borrow expensive money on credit cards
4. Set-up separate bank accounts for bills, emergency fund, and savings
5. Take your lunch and coffee to work; save lots more and keep your weight down
6. Buy and re-purpose second hand items for your home; many antiques are cheaper than new furniture.
7. Buy high quality top specification electronics so they last 10 years
8. Pay bills on time; every late payments lower your credit score, saves interest now and in the future
9. Only replace electronics (TV`s, Phones, Computers) when they break not when you want a new one
10. If you need a car buy a second hand car